What is a college savings plan?

Created by section of the Internal Revenue code  savings plan is a qualified tuition program designed specifically to save for college. Tax-deferred growth on earnings and federal income tax-free distributions1 set  savings plans apart from other investment vehicles used to save for college.

Calculator (College savings)

Inside College Savings

Saving for college is challenging, and with so many options, finding the right savings vehicle is crucial for your loved one.

College savings alternatives include Coverdell education savings accounts, UGMA/UTMA accounts, Series EE and Series I Savings Bonds, and taxable investment accounts.

While each of these savings strategies has its own distinctive features, there are benefits offered by 529 plans that exceed these alternatives.

Why Avyukta Earth Estate India Ltd.?

  • A multi-managed platform, supported by the investment professionals at Avyukta Earth Estate India Ltd. and T. Rowe Price
  • Choose from four investment strategies and 22 investment options
  • Diversification by asset class and investment style


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Detailed product information, forms, client accounts, education and guidance, plus much more.

1State tax laws and treatment may vary. Earnings on non-qualified distributions will be subject to income tax and a 10% federal penalty tax. Please consult your tax adviser for more information.

If your state or your designated Beneficiary's state offers a 529 plan you may want to consider what, if any, potential state income tax or other benefits it offers, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax or other adviser about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 college savings plan to learn more about their features.The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing.


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